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At Morgan Law Group, our auto accident lawyers in Florida, Louisiana, and Mississippi know there are few incidents more traumatic than getting hit by a negligent driver, only to realize the motorist left the scene of the crash.

Whether the at-fault party left the scene because they did not have a driver’s license, or insurance, were impaired, or were already in legal trouble, the crash victims are left to deal with the property damage, injuries, and financial fallout on their own.

While no law says you must hire a personal injury attorney to pursue your insurance coverage for your damages, there are several reasons why it may be in your best interests, so you can pursue the financial compensation you need to put the crash behind you.

Here is why.

Will Your Insurance Coverage Pay for Hit and Run Damages Without an Attorney?

Depending on the state you live in, you may not be required to carry uninsured/underinsured motorist coverage.

In Florida, all motorists must carry personal injury protection (PIP) that provides $10,000 of medical coverage to help pay for any medical bills incurred no matter who is at fault in the accident, including hit-and-runs.

Louisiana does not require drivers to carry uninsured/underinsured motorist coverage, but if you do have this optional coverage, it will apply to a hit-and-run for bodily injuries.

Mississippi requires motorists to carry uninsured motorist coverage, though drivers can decline the coverage in writing.

Whether the coverage is required in your state or not, most insured drivers opt for the coverage for times and circumstances just like these. Unfortunately, many realize that once they pursue their insurance coverage for their financial recovery, they are faced with significant resistance.

Typically, without legal representation, the insurance company will insist you may have been somewhat or even completely responsible for the crash, if you cannot prove otherwise. When no one stays behind, and you cannot provide the necessary supporting evidence, the insurance company is not simply going to take your word for what happened.

How Can an Auto Accident & Injury Attorney Help Pursue My Insurance Coverage After a Hit and Run?

You deserve justice and compensation for injuries, and our skilled auto accident lawyers can help. It is important to partner with an attorney when filing a claim with your insurance company, so they take your claim seriously.

With our personal injury attorneys by your side, we will:

  • Collect forensic evidence.
  • Locate eyewitnesses or camera footage of the crash.
  • Retain expert witnesses to help build your case.
  • Encourage law enforcement to locate the driver/vehicle who caused your damages.
  • Route all communication with your insurance company through our offices.
  • Negotiate directly with the insurance company to ensure your damages are outlined and submitted properly for payment.
  • File your legal claim with the courts if negotiations do not produce a fair outcome.

If you have been injured in a hit-and-run crash, contact our skilled personal injury attorneys at Morgan Law Group to schedule a free consultation today by calling 888-904-2524 to learn more about your legal rights and options to pursue your insurance coverage for your full financial recovery.