Fallen Trees and Branches After Winter Storm Fern: Understanding Property Damage Claims

Strong winds and heavy ice from Winter Storm Fern caused trees and large branches to fall, often resulting in serious property damage. Tree-related damage can impact roofs, siding, vehicles, fences, and power lines, leaving homeowners unsure of who is responsible and what insurance covers.

Common Tree-Related Storm Damage

After a winter storm, damage may include:

• Trees or branches crashing through roofs

• Broken windows or siding

• Damage to vehicles or outdoor structures

• Blocked driveways or unsafe entry points

In some cases, fallen trees can create dangerous conditions that require immediate attention.

What to Do After Tree Damage Occurs

If a tree or branch has damaged your property:

• Prioritize safety and avoid downed power lines

• Document the damage with photos and videos

• Remove debris only if necessary to prevent further harm

• Keep records of cleanup or emergency removal costs

Avoid disposing of debris before documenting it thoroughly, as this evidence may be necessary for your claim.

Insurance Considerations for Tree Damage

Insurance coverage can depend on:

• Where the tree fell

• What was damaged

• Whether emergency removal was required

Clear documentation and accurate reporting help prevent delays or disputes with insurers.

How The Morgan Law Group Can Help

Tree damage claims can be complicated, especially when insurers question coverage or responsibility. The Morgan Law Group works with homeowners to ensure storm-related tree damage is properly evaluated and compensated.

If Winter Storm Fern caused tree or branch damage to your property, contact The Morgan Law Group today to get the guidance and advocacy you need.