How to Prepare for a Hurricane in North Carolina

A hurricane in NC can bring dangerous storm surges, heavy rainfall, and intense winds that may result in catastrophic property losses. Coastal and inland flooding, mudslides in mountainous regions, and wind damage can leave thousands of people displaced. Hurricane damage can be more severe if proper hurricane preparedness measures are not taken.

Since the NC hurricane season stretches from early summer into the fall, it is essential to have a solid hurricane preparedness plan in place well before the first signs of a storm appear.

Whether you’re a homeowner or a business owner, hurricane preparation in North Carolina isn’t just about stocking up on flashlights and canned goods. It involves creating a thorough hurricane preparedness list, safeguarding your property, reviewing your hurricane insurance in North Carolina, and knowing how to effectively handle a potential insurance claim with the help of hurricane insurance lawyers at The Morgan Law Group afterward. 

Let’s walk you through each key step to help protect yourself, your loved ones, and your assets from the damaging effects of a hurricane in NC.

Creating a Comprehensive Hurricane Preparedness List

When a hurricane approaches, preparation becomes essential. This guide provides a detailed list of measures you can take to ensure the safety of your family, your home, and your business. Every step you implement can significantly reduce the risks and difficulties that severe weather might impose.

Assembling an Emergency Supply Kit

A key aspect of hurricane readiness is assembling a thorough emergency supply kit. Based on guidelines from FEMA’s hurricane preparation resources, your kit should be organized and readily accessible. In addition to the essentials, consider tailoring your kit to your specific needs and local conditions. 

Your kit should include the following items:

• A minimum of three days’ worth of water – plan for one gallon per person per day. This supply ensures you have enough hydration even if water services are interrupted for several days.
• A stockpile of non-perishable food items along with a manual can opener. Non-perishables, such as canned goods, dried fruits, and high-energy snacks, will keep you nourished when refrigeration is not available.
• Several flashlights paired with extra batteries and portable charging devices. Lighting is critical when power outages occur, so ensure that these items are easily accessible in your kit.
• A radio powered by batteries or equipped with a hand-crank. This device will allow you to receive emergency broadcasts and important updates in real time.
• A well-equipped first aid kit accompanied by any prescription medications that family members may require. Maintaining health and safety should be your top priority during an emergency.
• Personal hygiene items that will help you maintain cleanliness and well-being during extended periods without regular services.
• A supply of cash in small bills. Electronic payment systems might be down, so having cash available is a practical safeguard.
• Critical documents such as insurance policies, identification papers, and property deeds, sealed in waterproof containers to protect against moisture and damage.

Securing Your Property

Taking proactive measures to secure your property can make a substantial difference in protecting it from severe weather. In areas where storms are frequent or flooding is a possibility, pay extra attention to reinforcing your home or business. 

Consider these precautionary steps:

• Install storm shutters or pre-cut and prepare plywood to cover windows when a storm warning is issued. These measures can reduce the risk of glass breakage.
• Secure outdoor items, including patio furniture, grills, and garbage cans. Storing these items safely or anchoring them prevents them from becoming hazardous projectiles in strong winds.
• Reinforce all entry points such as doors, including the garage door, to enhance overall structural safety.
• Inspect and, if necessary, upgrade roof straps or ties to ensure they can withstand high winds and potential debris impact.

Planning for Evacuation

A reliable evacuation plan is a crucial component of hurricane preparedness. Depending on the severity of the storm and instructions from local officials, you might need to leave your home quickly. 

To be ready, follow these guidelines:

• Familiarize yourself with your community’s evacuation routes so you can exit quickly and safely if required.
• Designate a secure meeting place for your family or colleagues in the event that you must evacuate separately.
• Keep your vehicle’s gas tank full to prevent delays should an evacuation order be issued unexpectedly.
• Consolidate all important documents – such as insurance policies, personal identification, and property deeds – and store them in a waterproof container to take with you.

A well-devised plan can save valuable time during emergencies. By preparing in advance and following these recommendations, you are taking decisive steps to safeguard your loved ones and property. Act as soon as possible to ensure that your emergency preparedness kit is complete, your home is secured, and your evacuation strategy is in place. 

Steps to Take After a Hurricane in NC

Even the best hurricane preparedness efforts cannot always protect your property from strong winds and floodwaters. 

If you experience North Carolina hurricane damage, take the following steps:

• Document Everything: Take pictures or videos of all damage, including personal belongings, structural problems, and any water intrusion or mold growth. Detailed documentation forms the basis of a strong insurance claim.

• Notify Your Insurance Company: Contact your insurer right away if you have a windstorm, flood, or other relevant policy. Ask about temporary repairs to prevent further damage and clarify what, if any, immediate repairs you can make without compromising your insurance claim.

• Keep Records of Expenses: Save all receipts for temporary repairs, hotel costs, and replacement items. These expenses might be recoverable under your policy, depending on your coverage.

Consider Speaking With a Hurricane Damage Claims Lawyer in North Carolina: If your claim is delayed, underpaid, or wrongfully denied, an experienced hurricane claim lawyer in North Carolina can help pursue a fair settlement.

Contacting North Carolina Hurricane Damage Claims Lawyers

Sometimes, insurance companies may dispute the extent of the hurricane damage or the value of your claim. If you find yourself in a complicated dispute, it’s wise to speak with an experienced hurricane damage claims lawyer in North Carolina. They understand the intricacies of North Carolina insurance laws, can spot bad-faith insurance practices, and can negotiate on your behalf to pursue the settlement you deserve.

With over 25 years of legal experience representing policyholders, The Morgan Law Group focuses on helping individuals and businesses navigate the complexities of hurricane insurance in North Carolina. By partnering with an experienced hurricane damage claims lawyer in North Carolina, you gain an advocate who will guide you through the insurance claim process. Call us today at (984) 273-8547 or complete our contact form for a free case evaluation.