Rideshare Accident FAQs

Liability in a rideshare accident depends on several factors, including who was at fault for the collision and the status of the rideshare driver at the time of the incident. In general, if the rideshare driver caused the accident while actively transporting a passenger or en route to pick up a rider, the rideshare company’s commercial insurance policy may apply.

If another driver was responsible, their insurance would typically be the primary source for compensation. In some cases, both the rideshare driver and other involved drivers may share fault, and liability will be apportioned accordingly. It is important to gather evidence and consult with a personal injury attorney to determine the parties responsible for your damages.

Rideshare companies, such as Uber and Lyft, provide liability coverage that applies when a driver is transporting a passenger or on the way to pick up a rider. During these periods, both companies typically offer third-party liability coverage, which can include compensation for passenger injuries.

This coverage may help pay for medical expenses, lost wages, and other related losses if you are injured while using a rideshare service. The availability of coverage and the amount you may receive depend on the specific circumstances of the accident and the insurance policies involved.

In many situations, it is possible to pursue legal action against both the rideshare driver and the rideshare company, depending on the details of the case. Rideshare companies are required by law to carry commercial insurance that covers their drivers during rides or when they are available to accept passengers. If the driver was at fault and acting within the scope of their work for the rideshare service, the company’s insurance may provide compensation.

Pursuing a direct claim against the rideshare company can be challenging due to their classification of drivers as independent contractors. An experienced attorney can help you assess your legal options and pursue all responsible parties to maximize your recovery.