What if I’m Injured by a Speeding Driver in Miami?

Although 94% of crashes in Florida are preventable, with a total of 369 speeding-related fatalities on Florida’s roads in 2023. If you’ve been injured by a speeding driver in Miami, you may have the right to recover compensation. 

Holding the speeding driver accountable isn’t just possible; it’s a critical step toward getting your medical expenses, lost income, and other damages covered. Timing, evidence, and understanding how Florida’s car accident laws actually work – all play a role in how successful your speeding injury claim might be. 

Work with our Miami car accident attorney at The Morgan Law Group to ensure the best outcome for your claim.

Common Injuries in Speeding Accidents in Miami

Speed-related crashes often involve high-impact collisions, which can cause catastrophic or even fatal injuries. Unlike low-speed fender-benders, crashes involving speeding drivers tend to occur on highways, intersections, and arterial roads where force and velocity increase the risk of serious trauma.

Some of the most common injuries resulting from speeding accidents in Miami include:

• Traumatic brain injuries: TBIs can occur even with airbags and seat belts. Victims may suffer memory loss, cognitive problems, or long-term disability.
• Spinal cord injuries: Damage to the spinal cord may result in temporary or permanent paralysis.
• Whiplash and neck injuries: Sudden, violent jerking of the neck is common in rear-end crashes caused by speeding.
• Fractured bones: Broken ribs, arms, legs, and hips are frequent outcomes in collisions involving high speeds.
• Internal bleeding and organ damage: These injuries may not be visible at the scene but can be life-threatening if untreated.
• Lacerations and contusions: Broken glass and sharp debris often cause deep cuts and bruises.
• Soft tissue damage: Ligament, tendon, and muscle injuries may linger for months and affect mobility and function.

In addition to physical injuries, many victims also experience emotional trauma, which may justify compensation for pain and suffering.

What Can I Do After a Speeding Driver Injured Me in Miami?

The moments after a high-speed crash are disorienting, but your actions at the scene can significantly affect your ability to recover damages later. 

Here’s what to do immediately following a collision with a speeding driver in Miami:

Step 1: Call 911 

Always report the accident to the Miami Police Department. The responding officers will document the scene and may issue a citation to the speeding driver, which could serve as key evidence.

Step 2: Get medical attention

Even if you don’t feel injured, symptoms can appear hours or days later. Accept emergency medical help, or visit a doctor right away to document your injuries.

Step 3: Collect evidence

If you’re physically able, take photos of the vehicles, your injuries, the roadway, and any traffic signs or signals. Also, gather contact details from witnesses.

Step 4: Exchange information

Get the driver’s license, insurance, and vehicle information from the other driver.

Step 5: Avoid admitting fault

Do not say anything that could be interpreted as accepting blame. Statements made at the scene can be used against you later.

Step 6: Notify your insurance company

Report the crash, but avoid recorded statements or admitting anything until you’ve spoken with legal counsel.

Taking these immediate steps preserves crucial evidence that your car accident attorney can use to build your claim.

What Can I Claim After a Speeding Accident in Miami?

Generally, you can pursue financial recovery through auto insurance or a personal injury lawsuit, depending on the severity of injuries and the coverage involved.

Florida follows a no-fault insurance system, which means you typically start with your own Personal Injury Protection (PIP) coverage, regardless of who caused the crash.

PIP can cover medical expenses and lost wages. In a fatal speeding accident, your surviving family can claim death benefits. However, PIP is limited. If your injuries are severe and meet Florida’s “serious injury threshold,” you may be eligible to step outside the no-fault system and file a personal injury claim against the at-fault driver.

In addition to PIP, other insurance coverages may be available:

• Bodily Injury Liability: If the speeding driver carries BIL coverage, you can file a third-party claim for compensation.
• Uninsured Motorist: If the at-fault driver has no insurance or fled the scene, your own UM/UIM coverage can help pay for your injuries.

Insurance adjusters may offer quick settlements that fail to cover your long-term medical costs, rehabilitation, and other losses. A thorough claim, with help from a personal injury attorney in Miami, can improve your odds of receiving full compensation.

If the speeding driver was clearly at fault and your injuries exceed the no-fault threshold, you can sue to maximize payment for your damages. Filing a personal injury lawsuit requires proving that the other driver was negligent. Speeding is a violation of Florida traffic laws and can serve as strong evidence of fault. 

What Can Hurt My Claim After a Speeding Accident in Miami?

Even if liability seems clear, several issues can weaken or derail your injury claim. 

It’s important to avoid these common pitfalls:

• Delaying medical care 
• Posting on social media 
• Admitting shared fault 
• Missing deadlines 
• Accepting a low settlement 

A car accident attorney can help you avoid these traps by handling communications with insurers, calculating the true value of your damages, and representing your interests if the case goes to trial.

Get a Miami Attorney to Help with Your Speeding Injury Claim

When you’re hurt by a speeding driver, the recovery process can feel overwhelming, especially when you’re dealing with medical treatment, vehicle repairs, and lost income. 

The Morgan Law Group has been helping vehicle accident victims across Miami, including cases of high-speed crash claims. Our personal injury attorneys in Miami know how to build strong cases, negotiate fair settlements, and, when needed, take cases to court.

If you’ve been injured, don’t wait because the sooner you take action, the stronger your claim will be. Call us today at (305) 504-7642 or contact us using our online form for a free case evaluation about injury caused by a speeding driver at our office in Miami.