Denied a Truck Accident Claim? Here’s What to Do Next

You’ve been through enough—injured in a truck accident, dealing with pain, stress, and mounting bills—only to get a letter from the insurance company saying your claim has been denied.

Now what?

At The Morgan Law Group, we’ve helped countless clients fight back after a denied truck accident claim. The good news? A denial is not the end of the road. You still have legal options—and the right team can help you turn things around.

Common Reasons Truck Accident Claims Are Denied

Insurance companies are businesses—and they’ll use any excuse to limit or reject your claim. Some of the most common denial tactics include:

• “You were at fault” – Even when there’s no solid evidence

• “Your injuries weren’t caused by the accident” – Especially if you didn’t get immediate treatment

• “There’s insufficient evidence” – When key documentation or black box data is missing

• “Your claim was filed too late” – Even if you were in the hospital or focused on recovery

• “The trucking company isn’t liable” – Blaming weather, other drivers, or mechanical issues instead

Don’t let these excuses stop you from pursuing the compensation you deserve. With legal help, many denied claims can be overturned.

What We Do When You Bring Us a Denied Claim

At The Morgan Law Group, we take a detailed, strategic approach to turning denied truck accident claims into successful recoveries:

1. Review the Denial Letter: We analyze the insurer’s reasoning and identify weak or unsupported claims.

2. Rebuild the Case with Evidence: Our legal team gathers accident reports, medical records, photos, black box data, and witness statements.

3. Identify All Liable Parties: In truck cases, it’s often more than just the driver. The trucking company, shipper, maintenance provider, or parts manufacturer may also be responsible.

4. Bring in Expert Testimony: We work with accident reconstructionists, medical professionals, and trucking safety experts to build a powerful case.

5. Negotiate or Litigate: Whether it’s reopening negotiations or filing a lawsuit, we’re prepared to fight for full compensation—no matter how hard the insurance company pushes back.

Important Legal Tip: Time Matters

Every state has a statute of limitations for personal injury cases. That means you only have a limited time to take legal action after a truck accident.

The earlier we get involved, the more evidence we can preserve—and the better your chances of winning your case.

What You May Be Entitled To

Even if your original claim was denied, you may still be eligible to recover damages for:

• Medical expenses (past and future)

• Lost wages and reduced earning capacity

• Pain and suffering

• Property damage

• Long-term disability

• Wrongful death (for families of fatal crash victims)

We’ll evaluate every angle to pursue the full value of your case—not just what the insurance company wanted to pay.

Denied Claim? Don’t Accept “No” for an Answer.

Insurance companies bet that you’ll give up. But with The Morgan Law Group on your side, you don’t have to back down.

Call us today at (888) 904-2524 to schedule a free consultation. We’ll review your denial, explain your options, and help you fight back—with no fees unless we win your case.