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Help for Storm Victims

At The Morgan Law Group P.A., our insurance claims attorneys in California have been keeping a sharp eye on the storms that are battering residents across the state, so we can help with the complicated process of assessing damage to their property and filing insurance claims once the storms pass.

Currently, thousands of residents were told to leave their homes as heavy rain caused flooding from the Pacific coast to the Central Valley. Just as they began repair and cleanup efforts, the weather-weary Californians found themselves in the path of yet another parade of storms.

If your home or business has been damaged or destroyed due to high winds, wind-driven rain, fallen trees, mud or landslides, and/or flooding, the last thing you need is repair and replacement claims resistance from your insurance company.

Here are a few tips to help you get through this difficult time and prepare to file an insurance claim that is supported by evidence.

Tips for Preparing Your Home or Business for a Successful Insurance Claim After the California Storms Pass

The home and business insurance companies with policyholders in California are going to be overwhelmed by the number of claims filed after these devastating storms finally pass.

This could mean extensive wait times for insurance adjusters to assess the damage to your home, business, or other property.

In the meantime, here are a few ways to help preserve evidence and strengthen your claim:

  • Prevent further damage by boarding up broken windows or placing a tarp over damaged areas to help dry out your property and prevent mold growth.
  • Review a copy of your home, business, or property insurance policy to outline what types of coverage are included, excluded, and locate your deductible amount for comparison to your damage total later.
  • Focus on inventorying and valuing all damage, including the costs to repair or replace your property, regardless of how you initially understand your insurance coverage.
  • Photograph all damage as it occurs, and how you mitigated further damage as the storms continued.
  • Keep a diary of conversations with insurance, repair, government, and other professionals, so you can understand the timeline associated with your claim.
  • Find temporary lodging that is safe and comfortable, if you cannot return to your home.

Even if you do not have flood insurance, damage may be covered under your homeowner’s or business owner’s policy, depending on how it is written. If the insurance adjuster says damage is not covered, but you feel it should be, our skilled California insurance claims attorneys have the legal tools to avoid and solve problems during the insurance claim adjustment process, and help each policyholder recover the full amount to which they are entitled.

Contact Our California Insurance Claims Attorneys Today to Discuss Your Claim During a Free Consultation

Contact our experienced insurance claims attorneys in California by calling 888-904-2524 to schedule a free consultation and learn how we can help you understand your coverage details and pursue the outcome you deserve from your insurance policy without further delay.