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Winter Storm Fern swept through neighborhoods, bringing freezing temperatures, ice, snow, and strong winds. While storms like these are often short-lived, the damage they leave behind can be extensive and costly. Many homeowners find themselves dealing with frozen or burst pipes, roof damage, and fallen trees, and may not know the best steps to take to protect their property or file an insurance claim.

Frozen and Burst Pipes

One of the most common issues after a winter storm is frozen or burst pipes. When water inside pipes freezes, it expands, which can lead to cracks or full bursts. Even small leaks can cause significant water damage if not addressed quickly. Signs of a frozen pipe include unusually low water pressure, frost on exposed pipes, or a strange odor from standing water. If a pipe bursts, it’s important to turn off the main water supply immediately to prevent flooding. Documenting the damage with photos and videos is critical for insurance purposes.

Roof Damage

Heavy snow, ice accumulation, and high winds can also take a toll on your roof. Shingles may be loosened or torn, ice dams can form along eaves and gutters, and in severe cases, structural damage can occur. Missing shingles, water stains on ceilings, and visible sagging are all signs your roof may need inspection. Even minor damage, if left unchecked, can lead to more serious issues down the line, such as mold or water damage inside the home.

Tree and Branch Damage

Storm winds can knock down trees or large branches, creating dangerous situations for homes, vehicles, and outdoor structures. Trees falling on a home can cause roof punctures, broken windows, or foundation damage. Branches that fall near the house can also pose risks to power lines and other utilities. Removing trees or debris should be done safely, and it’s often best to wait until professionals assess the risk to avoid further injury or damage.

Documenting Damage and Filing a Claim

After any storm, quick and careful documentation of damage is key. Take photos and videos, note the date and time of the incident, and keep receipts for emergency repairs. This evidence will be crucial if your insurance company questions the extent of damage or delays payment. Using precise language when describing the damage is also important; misreporting or underreporting can affect the success of your claim.

How The Morgan Law Group Can Help

If Winter Storm Fern has caused damage to your home, the Morgan Law Group can help you navigate the complex insurance process. We assist homeowners in filing claims, maximizing coverage, and advocating for your rights so you receive the compensation you deserve. From broken or frozen pipes to roof and tree damage, our experienced team is here to guide you every step of the way. Don’t wait—protect your home and your financial security by contacting us today.