Roof Damage After Winter Storm Fern: What Homeowners Need to Know

Winter storms like Winter Storm Fern can cause serious damage to your roof, even if the impact isn’t immediately visible. Heavy snow, ice buildup, freezing temperatures, and strong winds can weaken roofing materials and lead to costly repairs if not addressed quickly. Understanding the warning signs and knowing how to protect your insurance claim is essential.

Common Types of Roof Damage After a Winter Storm

After a winter storm, homeowners may experience:

• Missing, cracked, or lifted shingles

• Ice dams forming along the roofline or gutters

• Leaks or water stains on ceilings and walls

• Sagging roof sections or soft spots

• Damage from fallen branches or debris

Even minor roof damage can allow moisture to enter your home, leading to mold growth, insulation damage, and interior water issues.

What to Do If You Suspect Roof Damage

If your roof was exposed to winter storm conditions:

• Inspect from the ground using binoculars if possible—avoid climbing on icy or damaged roofs

• Take photos or videos of visible damage

• Check your attic for signs of moisture or daylight coming through

• Schedule a professional inspection to confirm the extent of damage

Temporary repairs, such as tarping, may help prevent further damage, but permanent repairs should be documented for insurance purposes.

Insurance Claim Tips for Roof Damage

To protect your claim:

• Report the damage promptly

• Use clear and accurate language when describing issues

• Save all repair estimates and invoices

• Avoid delaying repairs that could lead to additional damage

Insurance companies may minimize or deny claims if damage isn’t properly documented or reported on time.

How The Morgan Law Group Can Help

The Morgan Law Group helps homeowners advocate for fair insurance coverage after winter storm roof damage. If your claim is delayed, underpaid, or denied, we work to ensure your roof damage is taken seriously and fully evaluated.

If Winter Storm Fern damaged your roof, contact The Morgan Law Group today to protect your property and your rights.