At The Morgan Law Group P.A., our Florida, Louisiana, Mississippi, and Puerto Rico insurance claims attorneys know that our homeowners rely on their insurance coverage to make them whole again after the flood, fire, or hurricane damage affects the cosmetic and structural integrity of their homes.
And they should.
Insurance coverage is designed to protect its policyholders during these challenging times, so most people trust that their provider will do the right thing and make them whole again.
That is why an unfavorable response, including a significantly undervalued claim or outright denial, can be shocking.
The reality is, the insurance company does not have the last word. You have options. Starting with getting a second opinion about the real value of your homeowner’s insurance claim.
How Can I Get a Second Opinion on My Homeowner’s Insurance Claim?
When you file an insurance claim for a covered event, your insurance company will survey the damage by sending an adjuster to your home.
Keep in mind, the insurance adjuster works directly for your insurance provider, which means they are focusing on protecting their employer’s best interests, not yours.
This means they will do all they can to limit the insurer’s liability.
Therefore, you should always get a second opinion.
At the Morgan Law Group, our insurance claims attorneys in Florida, Louisiana, Mississippi, and Puerto Rico partner with public adjusters who have no ties to our clients’ insurance companies. This places your best interests at the forefront of your insurance claim.
What Do I Do After Receiving a Second Opinion on My Home’s Damages?
Once your home’s damages have been reevaluated by a third party, it is time to file an initial insurance claim or an appeal if your claim has already been undervalued or denied.
Our skilled insurance claims attorneys understand the intricacies of insurance policies and the proper way to file an insurance claim to pursue the best settlement offer our clients are entitled to from their coverage.
We can also help you avoid the challenges of managing your insurance claim on your own, so you can focus on getting your home back in order, while we negotiate with the insurance company on your behalf.
If your home is damaged by fire, flooding, lightning, hail, storms, or a hurricane, contact our experienced insurance claims attorneys in Florida, Mississippi, Louisiana, and Puerto Rico at 305-569-9900 to schedule a free consultation and learn how we can help you pursue the outcome you deserve from your insurance policy.