As businesses struggle nationwide during the Covid-19 pandemic, THE MORGAN LAW GROUP is pairing with firms in various states to bring assistance in dealing with the ongoing business interruption claims that are mounting. MLG is proud to share the news that they have partnered in California with Darren S. Schwartz, Esq. and the DSS LAW GROUP to assist small, medium and large businesses and corporations affected in the state. Darren’s experience with corporate legal matters for businesses of all sizes and high-worth individuals is perfectly paired with MLG’s 20+ years of experience in representing policy holders in this time of uncertainty and need for legal guidance.
We are here to assist your business, large or small, with understanding its insurance rights under the terms of their policy and how to properly evaluate and submit the claims for maximum recovery.
Darren Samuel Schwartz
Darren Samuel Schwartz formed the DSS Law Group in 2013 to focus on providing honest, dependable and diligent legal representation for individuals and businesses throughout California, the United States, Puerto Rico, and Mexico.
With focuses on business, transactional law, intellectual property, litigation, mediation negotiation and consulting for diverse companies, including the tech unicorn Dave.com, fashion brand John Geiger Collection LLC, and renowned golf instructor George Gankas, Mr. Schwartz is also the attorney of record for popular music festivals, oil and gas industry professionals and consumer brands like Chlorophyll Water and Helix Vodka.
A California native, Mr. Schwartz was born in Santa Monica and attended UC Santa Barbara on a golf scholarship. Instead of pursuing a professional golf career, Darren went to law school at Cal Western School of Law in San Diego, California.
Darren is bilingual and fluent in Spanish, is a dual citizen of the USA and Mexico, and enjoys daily exercise, golf, and tennis.
How Do I Know If My California Company Has Business Interruption Insurance Coverage?
Business interruption insurance coverage provides the financial assistance policyholders need to cover expenses while they are unable to do business because of forced closures.
Common examples of business interruption insurance payments stem from fires, storm, and water damage, but California is facing an unprecedented forced closure due to COVID-19. The virus is causing companies of all types to suffer such major losses that they might have to close permanently if their policy does not take effect immediately.
In most cases, a virus would typically not be viewed as causing physical damage to a property, making it an invalid claim. However, the forced closures mandated by the government under Civil Authority may be interpreted as causing dangerous premises stemming from employees or patrons who have been positively identified as having the virus.
On March 19, 2020, the Governor of California, Gavin Newsome, issued a statewide stay-at-home order, which will remain in effect until further notice to prevent the spread of COVID-19 and keep those in the area safe from the virus.
The longer the mandate remains active, businesses throughout California will continue to be shuttered, leaving the owner and employees without revenue or income.
Business interruption insurance is designed to cover standard business expenses during a shutdown. Those expenses can include — but is not limited to — employee wages, loans, and leased business property. All of which are desperately needed during our state’s mandatory COVID-10 business closures.
If you have business interruption insurance and are getting resistance from your provider in the form of payment delays or denials, your business could be in jeopardy of permanently closing.
Do not allow your insurance company to interpret your California business interruption insurance in a way that benefits their organization.
At The Morgan Law Group P.A., our California business interruption insurance lawyers will fully review your policy and protect your rights while pursuing the recovery that you deserve.
Can The Morgan Law Group Help Me File a California Business Insurance Interruption Claim?
If your business has been forced to close during the COVID-19 pandemic, your business interruption insurance policy is specifically designed to compensate you for revenue that was lost during the inoperable time period.
Unfortunately, your insurance carrier is not simply going to write a check to get your business through this crisis.
At The Morgan Law Group, our California business interruption insurance policy lawyers will partner with you to obtain the financial documents we need to outline a strong case on your behalf, backed by the support of our experienced California law firm, so you can start planning for the future.
What If My California Business Interruption Insurance Claim Has Already Been Denied?
When your California business is unable to generate revenue, the last thing you need is an insurance company denial for coverage you have paid for.
If your California business interruption insurance claim has been denied for any reason, our skilled California business interruption insurance claim attorneys will review your policy and the insurance company’s response to ensure they are not operating in bad faith.
This is a very difficult time for California businesses, and if your insurance company has wrongfully denied business interruption insurance claim, we will take the lead in holding them responsible for the financial coverage you should be guaranteed as a policyholder.
Contact The Morgan Law Group today to review your business owner insurance policy with our experienced California business interruption and loss attorneys by calling 866-589-1011 to learn if your coverage includes losses due to COVID-19 during a free consultation.
Contact Our COVID-19 Business Interruption and Loss Attorneys in California Now
Our California business interruption insurance claim lawyers at The Morgan Law Group are available remotely by phone, email, or video conference to review and discuss your business owner’s policy today. Call us at (888) 904-2524.