At Morgan Law Group, our Florida workers’ compensation attorneys know our state’s laws require most employers to purchase workers’ compensation coverage.
Under a Florida employer’s workers’ compensation coverage, employees are compensated for occupational injuries, regardless of fault.
The problem is, just because your employer has workers’ compensation coverage does not mean the insurance company will write a blank check for your injuries.
When your claim has been denied, our skilled workers’ compensation lawyers can help you pursue a legal remedy that may allow you to get the medical care and any potential compensation you are eligible for to fully heal.
Why Would An Insurance Company Deny My Florida Workers’ Compensation Claim?
Our Florida workers’ compensation attorneys explain to each of our clients that the number one reason insurance companies deny claims is because they simply do not want to part with their corporation’s money.
According to NCCI’s State of the Line analysis, workers’ compensation insurance premiums for both state funds and private carriers totaled $42 billion last year.
Insurance companies have a single goal, which is to keep as much of that revenue as possible.
That often leads to workers’ compensation denials based on:
- Employers refuse to admit that the employee’s injury occurred during a work-related activity.
- Insurance companies dispute the injured person’s story, claiming he or she is simply not hurt.
- Workers’ compensation laws reference that the employee’s injury does not comply with the obligation to show he or she was injured by an accident, by a specific traumatic incident, or an occupational disease.
Often the workers’ compensation denial will come in the form of a confusing correspondence that further interferes with the injured worker’s ability to get the benefits he or she is entitled to for their damages. We can help outline your legal rights and options to hold the insurance company responsible for their coverage obligations.
What Can I Do After My Florida Workers’ Compensation Claim Has Been Denied?
Getting hurt at work is difficult enough, and your injuries may only be compounded when the insurance company denies your claim, you are going to need someone to fight for your rights to obtain the benefits to which you are entitled.
There are several ways our Florida workers’ compensation attorneys can pursue the best legal action for your claim.
That may include negotiating directly with the insurance company before filing a formal appeal or filing a proceeding with a direct appeal with the Florida Division of Workers’ Compensation.
After filing a petition with the clerk of court in the Office of the Judges of Compensation Claims, we will present the necessary evidence to show how the injury occurred at work and how it has affected your daily activities and ability to work.
Contact Our Experienced Workers’ Compensation Lawyers in Florida for a Free Consultation Today
Contact our experienced Florida personal injury attorneys at Morgan Law Group to schedule a free consultation today by calling 888-904-2524 to learn how we can help you pursue your employer’s insurance coverage for your complete medical and financial recovery.