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Wind Damage Claims

Wind damage can be devastating, causing trees to topple onto homes and blow into siding. If you’ve suffered wind damage filing a home insurance claim may be your first step, but having a Louisiana insurance claims lawyer could be critical during that process.

Protect Your Rights After a Wind Damage Claim in Louisiana

Wind damage is likely when an intense storm comes off the Louisiana coast. From the loss of roofing to damage to vehicles, these types of thunderstorms, hurricanes, and intense windstorms can create numerous instances of damage to property and cars. Filing a wind damage claim in Louisiana may seem easy enough, but this process is complex, time-consuming, and often riddled with insurance adjusters unwilling to provide fair compensation for the losses you have. You should not try to navigate this process alone, especially when there’s substantial compensation on the line.

Our wind damage claims attorneys in Louisiana at The Morgan Law Group can provide the hands-on support you need to move through the claims process to secure fair compensation to cover all your losses. Our insurance claims attorney can help you minimize the risk of losing more money during a complicated claims process.

How to File a Claim and Protect Your Right to Compensation

Filing a wind damage claim with your home insurance company is the first step. Follow these steps to ensure the best possible outcome:

  • Survey the damage. Ensure you and your family are safe and, if needed, request medical attention. Make sure no one is within a damaged structure.
  • Contact the insurance company. Reach out to the insurance company right away to alert them to the incident and the damage you have. If you fail to notify them immediately, that could impact your ability to file a home insurance claim. An adjuster will be assigned to your case at that point. Get their name and contact information.
  • Take photos of the damage. If it is safe to access the property, take photos of the area and all damage you can see (safely). The goal here is to ensure that you have documented evidence of the losses in the form of photos or videos. Make sure to note damage to any of your personal property and the structure itself.
  • Protect the property from further damage. In a wind storm, you need to take steps to minimize any additional damage to the structure. For example, if the wind storm caused a tree to fall on the roof, cover the damage to the roof (with the help of a professional) to minimize any additional water damage.
  • Contact a contractor for guidance. While the insurance adjuster may begin the quoting process, know your rights. It’s critical to ensure you have a licensed and insured person to do the work for you. They should be responsive to you and someone you trust.

How an Attorney Can Help You with Your Wind Damage Claim in Louisiana

In the ideal situation, the insurance company would pay for the repairs to be done right away and cover all of the costs. Yet, there are many situations where this does not happen, often due to their goal to reduce the cost of insurance claims or to deny you the coverage you know your policy includes.

This is where a wind damage or storm damage claim attorney can help you. An attorney will help you understand your insurance policy’s terms and conditions. They will try to negotiate with the insurance adjuster on your behalf if the company is unfair or unreasonable to you. They can also help you navigate any challenges they bring to you that indicate they may plan to deny your claim.

Filing an insurance claim with the insurance company is critical but not always a simple process. That is why having legal help can minimize the risk of nonpayment or settling your claim for less than what you are owed.

Determine the Full Extent of the Damage

One of the resources your wind damage attorney can offer is comprehensive loss examination and consideration. Your attorney can help you uncover all the potential losses you have suffered, which may be more than the most obvious claims. This may include additional losses you learn of only after you have a formal inspection. This may include:

  • Structural damage
  • Water damage
  • Mold remediation needs
  • Property evaluations
  • Landscaping damage

A true value for your wind damage claim is not possible unless a thorough investigation is completed that examines all of the potential risk factors impacting your property. With the aid of a flood insurance lawyer or a hurricane damage lawyer, you can minimize the risk that your home will not be repaired properly and to the fullest allowable level possible.

Retain an Attorney to Support Your Wind Damage Claim

Contact a qualified, experienced Louisiana wind damage attorney from The Morgan Law Group now. Discuss your case, learn about the type of damage you may have, and secure a plan forward to minimize your financial loss. Contact us today for a free consultation.