Hurricane Nicole Claims

Hurricane Nicole Claims

Nicole Makes Landfall as a Category 1 Hurricane

Nicole made landfall as a Category 1 hurricane, early Thursday, November 10, 2022, packing maximum sustained winds of 75 mph, according to the National Hurricane Center.

Now a tropical storm, the system is bringing heavy rains and strong winds.

Some residents have been asked to evacuate structurally unsound coastal buildings that were previously battered by Hurricane Ian.

Checking Your Home, Condo, or Business for Hurricane Nicole Damage

Knowing what to do after a hurricane strikes is just as important as being prepared before it makes landfall.

Many residents become increasingly anxious to check their properties for storm damage. Keep in mind, that the property may be unstable from heavy rains, flooding, damaged trees, falling objects, downed power lines, or dangerous sinkholes.

When it is safe to go outside and survey the damage to your home/property, be sure to do so with another person, if possible, so if one of you is placed in a compromising or dangerous position, the other can get help.

Write down any damage that has occurred to the property and take pictures or video of the damage to prepare a claim for your insurance company representative to review.

If your property is damaged, you must do what you can to mitigate any further damage, if it is safe to do so. For instance, if there is a hole in your roof or if you have a broken window, the insurance company will insist you take reasonable steps to reduce the damage that results from the initial harm. That may include putting a tarp over the opening to prevent further water damage.

If you must leave your home, condo, business, or another property where you were sheltering in place during the storm, never drive through floodwaters of any level and watch for weakened roads, bridges, or other structures that could cause accidents and injuries.

Filing a Hurricane Nicole Damage Insurance Claim

Filing a hurricane damage claim requires a full assessment of your insurance policy, so you know what is and is not covered before you file a claim.

Next, you will need a professional evaluation of the storm’s damage, and how it has impacted your property. The insurance company will send an adjuster to assess the damage, but having a third-party public adjuster — who does not work directly for the insurance company — will allow you to understand the full extent of your claim by putting your best interests first.

Our insurance claims attorneys at The Morgan Law Group P.A. can help ensure you understand what your policy covers, designate a public adjuster to assess your damages and finalize your claim with the supporting evidence necessary to pursue the best settlement possible.

Contact our skilled insurance claims attorneys today to discuss your hurricane and storm damage, so you are not left facing the insurance company alone.

Hurricane Nicole Safety Resources

At The Morgan Law Group P.A., we ask all residents and visitors to follow all public safety warnings and procedures going forward.